AI That Understands Risk, Capital, and Customers - Not Just Data
Codd AI provides a context-aware semantic layer that makes banking data explainable, auditable, and ready for AI-driven risk, finance, and executive decision-making.
Banks operate across complex, highly regulated data environments spanning core banking systems, risk platforms, finance, treasury, and compliance. Fundamental banking concepts such as customer, account, exposure, credit risk, liquidity, capital ratios, and RWA are often interpreted differently across teams and systems. This inconsistency slows reporting, increases operational risk, and limits the safe use of AI. Codd AI solves this by creating a contextual semantic layer designed specifically for regulated banking environments. It aligns risk, finance, and business data into governed, business-fluent models that ensures AI-driven insights are accurate, explainable, and regulator-ready.
Key Capabilities
Create a Common Banking Language
Codd AI standardizes banking definitions across retail, commercial, and investment banking. Metrics, hierarchies, and risk constructs are defined once and governed centrally, ensuring consistent interpretation across analytics, AI tools, and reporting workflows.
Value: Reduced reconciliation effort and consistent answers across risk, finance, and business teams.
Enable Explainable AI for Risk and Capital Management
Banks cannot rely on AI that cannot explain its outputs. Codd AI ensures AI-driven insights are grounded in institution-approved risk definitions and capital logic. Natural language questions are translated into governed queries with full traceability to source data and assumptions.
Value: Trusted AI support for CROs and CFOs without introducing regulatory or model risk.
Strengthen Financial Crime and Compliance Analytics
AML and financial crime teams struggle with disconnected data and high false positives. Codd AI brings semantic consistency across transactions, accounts, customers, and counterparties, enabling AI-assisted pattern detection and investigation that remains transparent and defensible.
Value: Improved detection accuracy, faster investigations, and reduced operational cost.
Power Executive and Board-Level Decisioning
Codd AI enables conversational, real-time insight for executives while preserving governance and auditability. Leaders can explore balance sheet performance, liquidity, profitability, and exposure trends with confidence that every answer reflects approved financial and risk logic.
Value: Board-ready insights delivered through AI without sacrificing trust or compliance.