Codd AI

Turn Insurance Complexity into Trusted AI Insights

Codd AI delivers a context-aware semantic layer that makes insurance data understandable, explainable, and safe for AI-driven underwriting, claims, and executive decision-making.

Insurance organizations manage highly complex data across policy administration, underwriting, claims, actuarial, and finance systems. Core insurance concepts such as policy, exposure, loss ratio, severity, earned premium, and IBNR are often defined differently across lines of business, regions, and teams. This fragmentation slows insight, undermines trust in analytics, and makes AI-driven decisioning risky. Codd AI addresses this challenge by establishing a contextual semantic layer purpose-built for insurance. It unifies technical metadata, business logic, and insurance domain knowledge into governed, business-fluent models that both humans and AI can rely on. This allows insurers to operationalize GenAI and conversational analytics while maintaining accuracy, transparency, and regulatory confidence.

Key Capabilities

Establish a Common Insurance Language

Codd AI creates a shared, governed understanding of insurance concepts across underwriting, claims, actuarial, and finance teams. Policy structures, risk attributes, and insurance KPIs are defined once and reused consistently across analytics and AI experiences. This eliminates ambiguity between lines of business and ensures every insight is based on approved insurance definitions.

Value: Faster alignment, fewer metric disputes, and a single source of insurance truth.

Insurance Policy Ontology
POLICY
Coverage$500K
Premium$12K/yr
ExposureMedium
Claims2 Open
IBNR$45K
Loss Ratio68%

Enable Trusted AI for Underwriting and Risk Analysis

AI-driven underwriting requires transparency and confidence in the underlying logic. Codd AI grounds AI-assisted analysis in approved underwriting rules, actuarial assumptions, and risk models. Underwriters can ask complex questions in natural language and receive explainable answers tied directly to governed insurance logic and source data.

Value: Faster, more confident underwriting decisions with reduced risk of AI-driven errors.

AI-Powered Risk Assessment
72Risk Score
Claims
Good
Location
Med
Asset
High
Coverage
Std
Governed underwriting rules

Modernize Claims and Fraud Analytics

Claims data spans structured systems and unstructured adjuster notes, documents, and communications. Codd AI brings semantic consistency across claims data, enabling AI-assisted exploration of loss drivers, leakage, and fraud patterns. Claims leaders gain insight without relying on brittle, one-off reports.

Value: Reduced claims leakage, improved fraud detection, and better operational efficiency.

Claims Processing Pipeline
Incoming
CLM-2847$12.5K
CLM-2848$8.2K
CLM-2849$45K
AI Analysis
Results
Valid (2)
Review
🚨Fraud
Real-time fraud detection

Support Regulatory, Financial, and Executive Decisioning

Insurance leaders require insight they can defend to regulators, auditors, and boards. Codd AI provides full lineage, transparency, and metric traceability so AI-generated insights are explainable and auditable. Executives can safely use conversational analytics for portfolio performance, profitability, and risk exposure analysis.

Value: Confident executive decision-making with built-in regulatory defensibility.

Executive Dashboard
Live
94.2%
Loss Ratio
$2.4M
Premiums
↑ 12%
Growth
Portfolio Performance
Full lineage • Auditable • Governed